Terms of Use
Last updated: August 2026
1. Acceptance of These Terms
These Terms of Use govern your access to and use of the website of 1st Choice Financial Inc. (“we,” “us,” or “our”). By using this site, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use the site.
2. Informational Only — Not a Commitment to Lend
The content on this site, including any rates, programs, calculators, and estimates, is provided for general informational purposes only and does not constitute financial, legal, or tax advice, an offer or solicitation to lend, or a commitment to lend. Any figures produced by our calculators are estimates only and are not a quote, pre-approval, or guarantee. Loan availability, terms, rates, and eligibility are subject to underwriting, credit approval, program availability, and applicable requirements at the time of application and may change without notice.
3. Eligibility
You must be at least 18 years old and located in the United States to use this site and to inquire about our services. By using the site, you represent that you meet these requirements.
4. Your Responsibilities
You agree to provide accurate information, to use the site only for lawful purposes, and not to misuse, disrupt, or attempt to gain unauthorized access to the site or its systems. You are responsible for the accuracy of any information you submit to us.
5. Intellectual Property
The site and its content, including text, graphics, logos, and design, are owned by 1st Choice Financial Inc. or its licensors and are protected by law. You may not copy, reproduce, or distribute any part of the site without our prior written permission, except as permitted for your own personal, non-commercial reference.
6. Third-Party Links & Services
The site may link to third-party websites and services (for example, lender portals, the NMLS Consumer Access database, home-search tools, or social media). We do not control and are not responsible for the content, policies, or practices of those third parties. Following a link is at your own risk and subject to the third party’s own terms.
7. Disclaimers
The site is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.
8. Limitation of Liability
To the fullest extent permitted by law, 1st Choice Financial Inc. and its owners, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss arising out of your use of, or inability to use, the site, even if we have been advised of the possibility of such damages.
9. Indemnification
You agree to indemnify and hold harmless 1st Choice Financial Inc. from any claims, damages, or expenses arising out of your misuse of the site or your violation of these Terms.
10. Governing Law & Venue
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. You agree that any dispute arising out of or relating to the site or these Terms will be brought exclusively in the state or federal courts located in Miami-Dade County, Florida, and you consent to the personal jurisdiction of those courts.
11. Changes to These Terms
We may update these Terms from time to time. When we do, we will revise the “Last updated” date above and post the changes on this page. Your continued use of the site after changes take effect means you accept the updated Terms.
12. Contact Us
Questions about these Terms? Reach us at:
1st Choice Financial Inc.7750 SW 117th Ave Ste 204Miami, FL 33183(786) 690-6294info@firstchoicefinances.com