We shop dozens of lenders for your exact situation, so more people qualify, including the specialty cases others turn away.
Best for first-time buyers who want a low down payment.
Government-backed loans popular with first-time buyers. Lower down payments (typically from 3.5%) and more flexible credit requirements than many conventional options.
Government-backed; mortgage insurance applies. Credit and income requirements vary by lender.
Best for buyers with established credit and steady income.
The standard path for buyers with established credit. Competitive rates, down payments starting around 3–5%, and options for primary homes, second homes, and investments.
Not government-backed; terms depend on your credit, down payment, and the property.
Best for eligible buyers who want to purchase with nothing down.
Eligible buyers may purchase with no down payment through select programs. Ask us whether you qualify, it can be the difference between renting and owning.
Eligibility is program- and location-specific, ask us whether you qualify.
Best for buyers without a Social Security number.
No Social Security number? Programs exist for buyers with an ITIN, a work permit, or foreign nationals investing in U.S. property. This is one of our specialties.
Documentation and down-payment requirements vary by program. This is a specialty of ours.
Best for homeowners 62+ who want to tap equity and stay home.
Homeowners 62+ with equity can turn their home into retirement income while continuing to live in it. We explain every detail so families decide with confidence.
Ages 62+. You remain responsible for taxes, insurance, and upkeep. Consult a tax advisor.
Best for investors growing a rental portfolio.
Qualify on the property’s rental income, no tax returns, W-2s, or pay stubs. Built for real estate investors growing a portfolio.
Based on the property's debt-service coverage ratio; reserves vary by lender.
Best for owners financing commercial or specialty property.
Financing for commercial property, small businesses, and specialty assets. Let our specialists help you secure the business mortgage you need.
Commercial underwriting differs from residential, we structure it with you.